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Kirk Jennings

Branch Manager,  NMLS # 1446249 | Encompass Lending Group

As a licensed Loan Originator in VA, NC, SC, GA, FL and TN, I know many markets and the ins and outs to those states. I am familiar with a variety of loan types and specialized programs. I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you.

Hometown Hero’s (HTH) is something I specialize in too. Make sure to ask me about this program which can greatly reduce your bottom line.

Prepare to walk an illuminated path on your journey with me as you are never left in the dark. I will regularly communicate status updates to you as your loan reaches certain milestones in the process. With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application, through processing and underwriting and over the finish line where your loan is finalized (closed) and funded.

If you ever have a concern or question, my team and I are a quick phone call or email away, and we always look forward to opportunities to communicate with you.


“Kirk communicated well during the whole refi process. Appreciated the fact that I could complete the whole process from home. Given the current situation we live in today it made it that much more convenient. Thanks again Kirk. Hope to use this professional service again in the future.”

– Jeffrey B.

“Kirk was extremely responsive with answers to questions. Also, precise in information he needed from us which helped expedite the process. I will be referring folks I come in contact with to Kirk.”

– Linda N.

“Kirk was very communicative from beginning to end. The entire transaction was smooth and Kirk was on top of everything all the way to closing.”

– Julia S.

“Kirk was great to work with. He made it possible for us to get the loan needed. Very patient, easy to understand and He always answer the calls, texts and emails whenever we needed him. Thank you Kirk. We recommend him 100%”

– Elvin D.

“Kirk was amazing to work with. My husband and I were first time home buyers and He absolutely went above and beyond to help us through the process. He was very dedicated and everything went incredibly quick and effortlessly. We would definitely work with him again in the future and recommend him to everyone!”

– Kellen K.

“Kirk went above and beyond for us in order to get the loan completed and our closing within a certain time line.”

– Lorraine L.

“Kirk was timely, informative, and took ownership of the process. We could not be more satisfied with the terrific service!"

– Donald L.

kirk jennings
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